Navigating life in Canada as a newcomer involves more than just adjusting to the weather and culture; it requires awareness of potential scams that could jeopardize your financial security. Recent data from the Canadian Anti-Fraud Centre indicates that in the first half of 2023, scams amounted to a staggering $283.5 million CAD, affecting over 21,200 individuals.
To empower newcomers against these threats, this article highlights common scams, providing insights on how to identify red flags, protect personal information, and respond if targeted.
Phishing Emails and Calls
Beware of deceptive emails or calls urging you to invest or share personal banking details. Fraudsters often pose as legitimate entities, prompting you to click on links leading to fake websites resembling your bank's. Remember:
Actions to Take
2.Fake Calls from Canada Revenue Agency (CRA)
Be wary of calls alleging tax fraud investigations and demanding immediate payments. The CRA never employs aggressive language or requests payment via unusual methods. If in doubt:
3.Credit or Debit Card Fraud
Protect yourself from card fraud by:
4.Immigration, Refugees, and Citizenship (IRCC) Scams
Guard against calls claiming immigration irregularities and demanding fees. Genuine communication from IRCC will never involve:
Responses to Suspicious Calls
Exercise caution if contacted about your SIN:
Note: Caller ID may be manipulated by scammers; don't solely rely on it for verification.
By staying vigilant and following these guidelines, newcomers can fortify themselves against common scams prevalent in Canada.